AliExpress Payment Methods - How to Pay Your Suppliers 2024

[Updated on March 18, 2024]

AliExpress Payment Methods - How to Pay Your Suppliers 2024

AliExpress offers a myriad of products to shoppers, making it one of the best online marketplaces in the world. Every product being sold on the AliExpress business model is offered by a seller.

However, the shoppers on AliExpress have the flexibility to choose from a list of payment methods to pay their sellers. Nevertheless, these available payment options may differ depending on the product and the seller, so it is better to make a wise decision. This write-up will introduce you to some of the best AliExpress payment methods to decide which one to pay your suppliers, so let's begin with the first one.

AliExpress Payment Methods

As AliExpress offers various payment methods for sellers operating locally and internationally, activating the ones for their own store is an option. Below, we've outlined the best payment methods offered on AliExpress to help you understand better.


Alipay is a secure and convenient payment method highly-popular in China for transactions on AliExpress. It was launched in 2004 by Alibaba Group and had been helping customers to pay for goods and services with ease and with high security. If you want to use Alipay, you must create an account and get your bank account linked. You can also use your credit card, and after setting up your account, you can start shopping.


  • High demand in China.
  • Allows you to link your credit card or bank account.
  • There are no foreign transaction fees.


  • It is less secure than other payment methods would be.
  • Some users may need clarification on its interface.

Credit Card

Credit cards are the most popular and preferred payment method in any online marketplace. They are convenient and even offer buyer's protection if the credit card company is worthy of providing that. When it comes to AliExpress, it accepts almost every credit card, so there's no need to worry about yours. In addition, with the help of buyer protection, you can stay clear of any issues regarding the seller or the product.  


  • Help you build credit history.
  • Offer utmost protection in case of seller and product issues.
  • Widely accepted.


  • You may have to pay a hefty fee if you're being careless with the expenditure.
  • Most credit cards come with an interest rate.

Debit Card

Debit cards can be the easiest way for successful transactions on AliExpress. Paying with a debit card is extremely easy and secure as you pay directly with your bank account. Debit cards used on AliExpress offer limited buyer protection because they are not covered by the same chargeback rights as credit cards.

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In a dispute or fraudulent transaction, debit card users can file a chargeback with their bank to reverse the payment and recover their funds. Moreover, you may have to go through a time-consuming and complicated recovery process in any case of a payment dispute.


  • Easy to use.
  • Accepted on almost every online marketplace.


  • There can be an issue of overdraft costs.
  • Limited buyer protection.


PayPal is a well-known payment method that most sellers include in their payment opinions on AliExpress. However, PayPal is not the perfect method for every country, as there are restrictions and high transaction fees. You must know that PayPal is created for money transfers, not payments, which can create complications. In addition, PayPal is available at the checkout section, where you get all preferable payment methods in AliExpress.  


  • A highly-secure method.
  • There's no need for a credit/debit card if you have a PayPal account.


  • There's always an extra charge for each transaction.
  • Not available in all countries.

Bank Transfer

A bank transfer is a payment method through which you send money from your bank directly to some other account. The process is slow but effective when buying items in bulk. In addition, a bank transfer is one of the safest payment methods available as you directly contact your bank, and there's no payment gateway involved in between.


  • Low transaction fees
  • Good for large purchases
  • Highly secure


  • Time-consuming
  • It needs a lot of information

Western Union

Western Union is another safe and convenient payment method on AliExpress, but it requires you to fill out a form with all the required details. You must enter the receiver's first and last name along with the city and country they belong to. Once you pay, the receiver can get the amount from the Western Union location in their country.


  • A fast and effective payment method.
  • Active globally.
  • Highly safe and secure.


  • The transaction fee is high.
  • It is not available in some countries.


WebMoney is an online payment system prevalent for its highly secure and efficient payment method. To use WebMoney, you must create an account and then deposit some money in your WebMoney account, as all transactions will be taking place from there only. It is the best payment method for users concerned about personal information, as no information is exchanged between the buyer and seller once the transaction is complete.


  • No bank card is required to create an account.
  • It is cheap.
  • It is user-friendly.
  • You can use any method to add the payment to your WebMoney account.


  • Having a WebMoney account is mandatory.
  • It is not available in some countries.
  • You may find the process a bit complicated.


Boleto is a payment method that is commonly used in Brazil. It allows customers to generate a payment slip to take to a bank or other payment location to complete their purchase.


  • It's a popular and widely used payment method in Brazil.
  • It's a secure and reliable payment option.


  • It can create an inconvenience as customers must travel to a specific location to complete the process.
  • It may take longer for payments to be processed using Boleto than other payment methods.

Factors to Consider When Choosing A Payment Method

Every online shopper is concerned about their personal information and security while paying for anything via a payment method. As many options are available, deciding the best for your purpose can take time and effort. However, consider the following factors when choosing a payment method for a seamless shopping experience.


First and foremost, an online shopper should consider the security of the payment method. With online fraud and identity theft on the rise, it is imperative to check how secure the payment method is. Also, it would help if you are looking for options with buyer protection to find solutions for any dispute regarding the purchase.


All payment methods charge some transaction fee for the process, so determine how much you'll have to pay before you choose one. However, it is better to compare different payment methods' fees to determine which suits your budget and preferences.


When choosing the best payment method, you must ensure that it is easy and convenient to use, especially if you're making frequent purchases online. In most cases, people find credit or debit cards to be the most convenient options.

Processing Time

Different payment methods have different payment processing methods, so they need time for that. For example, if you need something urgently, you would like to pay immediately. Hence, it is better to find out which payment method takes the least time for the transactions.

Buyer Protection

Finally, it's essential to consider what kind of buyer protection a payment method offers. It may include fraud protection, dispute resolution, and the ability to return items for a refund. So, you must look for payment methods that offer strong buyer protection, so you can shop confidently, knowing that your purchases are protected.


What payment methods are available on AliExpress?

AliExpress offers shoppers a range of payment methods, making the experience convenient and flexible. You can choose to pay via Alipay, Credit card, Debit card, PayPal, Bank transfer, Western Union, and more options.

Which payment methods offer the most buyer protection?

As per the users, Alipay and PayPal are the best when it comes to providing buyer protection. However, credit cards also offer the same amount of security, but it depends on the company's policies.

How long does it take for a payment to be processed on AliExpress?

Usually, it will take 1 - 24 hours for AliExpress to verify a payment. But the whole payment processing time depends upon the payment method you choose. For example, Alipay and PayPal offer instant transactions, but bank transfers can take a few days to complete the process.

What are the fees associated with using different payment methods on AliExpress?

The fees totally depend upon the payment method you choose. Bank transfers and Western Union charge hefty fees for the process, but on the other hand, Alipay and PayPal charge very little or don't charge any amount at all.

How do I know if a payment method is secure?

The security factor of your payment method depends upon the reliability of the method you use. However, AliExpress is exceptionally safe and only offers secure payment methods. However, you must keep yourself aware of online frauds and scams to be on the safer side. In addition, you can confirm the security of the page by checking the presence of the padlock icon in the address bar and also by ensuring that the website's URL begins with "https://" to indicate a secure connection.

Can I use multiple payment methods to pay for an order on AliExpress?

Unfortunately, AliExpress only allows one payment method for an order. However, you can change the payment method for your next purchase.

What should I do if I have a problem with payment on AliExpress?

AliExpress is reliable enough to provide excellent customer service to its users. So, whenever you feel like you're going through a problem with a payment, contact AliExpress customer service for assistance.


In conclusion, AliExpress offers a variety of payment methods to make transactions between buyers and sellers as smooth and seamless as possible. However, every payment method available has pros and cons, so choosing the one that suits your needs and preferences best is essential.

Ultimately, the ideal payment method is one that's secure, widely accepted, and has low transaction fees. With the options mentioned above, you can find the one that suits your needs and helps you in making your experience seamless and stress-free.

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